Why Credit Cards Aren’t a Great Solution for Travel Insurance

Travelers might think their credit card will cover them on a trip to the same extent as travel insurance, but, in many cases, this isn’t true. Many credit cards that include some travel protection features often provide coverage for fewer events and tend to offer lower benefit limits than travel insurance.

Here’s the rundown why credit cards are not enough for travelers, especially when it comes to coverage for trip cancellation, medical and evacuation coverages, pre-existing medical conditions, limits and covering other travelers on the same trip.

While planning their next vacation, travelers should consider these tips before crossing off travel insurance from their to-do list. If they have credit cards with travel protection, then they should contact their credit card provider to find out the exact terms and conditions. Remember it’s likely that only purchases made with the credit card will be eligible for coverage. If travelers paid another way, check or cash for example, then they would probably not be covered by the credit card.

Travelers who determine that credit cards aren’t enough should consider purchasing travel insurance from a reputable provider such as Generali Global Assistance. May they have travel insurance, but never have to use it because their vacation was smooth sailing.

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